Long Term Care

What did you do this morning?

  • Climbed out of bed
  • Walked to the bathroom
  • Used the toilet
  • Used the bath or shower
  • Got dressed
  • Ate breakfast

What if you couldn't do these things because of illness or age? Who would take care of you?

Long term care insurance can provide the answer to these questions.

  • 1 out of 2 women and 1 out of 3 men will require nursing home care at some time in their lives
  • Costs range from $20000 to $40000/ year for nursing home care
  • 50% of people in nursing homes deplete their savings in 6 months

Why is long term care insurance important? 
During your lifetime, the chances of using your homeowner's insurance are 1 in 88. The chances of using your auto insurance are 1 in 47. Your chances of needing long term care are more than 2 in 5. Most people carry home and auto insurance, yet fail to plan for the much greater risk of needing long term care.

When should you buy long term care insurance?
It just doesn't pay to wait. Beyond cost, there are additional reasons not to delay. Long term care demand combined with inflation may increase cost significantly. You owe it to yourself and your family to help protect your assets and your independence.

For a free, no-obligation quote, please contact our agent who will get the best rates that are available to you.

PLEASE NOTE: Summit Insurance Group is currently 
writing insurance in the States of GA, TN and MS.